You want a guarantee that being a Good Faith Giver will return what I say I want it to? Well, I can't guarantee it will. I can't promise you I will do this. But, in real life look at what you get:

POLITICIANS:

You have heard them - Campaign Promises. All politicians make them during their campaign. Political candidates make all kinds of promises. When they get elected we find that they either change their minds or just general government red tape prevents them from keeping these promises. So, either they just blew smoke to get elected or even if they really want to keep their promises they are not strong willed enough to get things done.

With me I just came right out and told you I can't promise I will do this. How's that for honesty? The differerence with me is, no red tape. If I really want to give you money, and I do , I don't have to run it by a committee or listen to people with other opinions or start a fact-finding commission. I can just do it. And you will benefit if I do.

You are generally involved in the stock market one of two ways; either you have a deduction from your paycheck that goes into a retirement fund for you and the retirement fund is invested in the stock market in a way of your choosing, or you just take the extra money you have and invest it yourself.

Each week more and more of your money goes into the stock market. Some mysterious person is investing your money for you in some company somewhere. Maybe they will make money for you, maybe they won't. There is no guarantee. It is a risk and you are trusting your money to someone you don't know. But each week more and more of your money is at risk. Essentially you are hoping that when you retire there will be something of value there for you to live on, just like the elderly who are struggling now did years ago. Who knows if the stock market will be solid - or crash? If it crashes you could have no job and no money.

There is no guarantee with what I want to do either. You are trusting that some guy somewhere will do what he says he wants to. If he does you get a check each month (you don't have to wait for retirement). If you lose your job - you get a check each month. If you get sick, you get a check each month. If the stock market crashes, you get a check each month.

I'm not saying don't invest in the stock market. I'm just saying this another avenue you might consider. AND, if you decide to give me $31.00 there is no way I can get twice as much more like the stock market did to me. You can't go backwards MORE than you put in.

You put money away for retirement. It earns interest over a period of time and when you retire you have it to use. Not much wrong with that. Unless... something happens and you need it. Then - Substantial Penalty for Early Withdrawal. Also, if the taxes have been deferred, when you take it out you pay the taxes. Don't know what the tax rate will be then, it keeps going up for some reason. But you might get most of it. Investing your money is a great thing to do for your future - but it doesn't pay today's bills.

With this you could get the benefit now. It can help you pay today's bills. You don't have to wait until retirement. Maybe you won't need to withdraw your IRA early if you become a giver.

With a loan, you receive money up front and each month you pay out. You pay back the money you borrowed plus interest. The longer you borrow the more interest you pay. If you default in some way, you pay penalties and late fees and higher interest and your 'credit rating' (I hate that concept) suffers. If you lose your job you have more money problems. You may have to declare bankruptcy. Then your reputation suffers. What a negative system this is.

With what I want to do you GET money each month. You can't default so there is no extra to pay - no fees, no penalties no interest rates to go up. If you lose your job ... you STILL get money each month. No forms to fill out. No hoops to jump through. No credit rating. No bankruptcy. No suffering reputation.

Credit cards have their uses but the problems arise if your money gets tight. This does not apply to the people who have no problem making their payments. It applies to the people who struggle, those I am trying to help here. The credit card companies can, anytime they deem it appropriate based on your 'credit rating' and history, raise your interest rate. You, really, have no say except to pay them off and get another credit card. Two problems here. If you could pay them off you wouldn't have a bad credit rating, and if you get another credit card they can just do the same thing anyway.

With my giving plan no one knows your history or credit rating or even cares about it. It is a world of GIVING. There is no bad anything. No bad history, no bad rating, no bad reputation.

When you buy a lottery ticket or a scratch off hoping to win, the ticket agent gives you a written guarantee that you are going to win, right? Oh, no they can't do that. Usually they say, "Good luck." Some say it sincerely, Good Luck!". The tone of voice some use suggest they might as well add "stupid" to it. "Good luck ----- stupid." Most of the time you are just giving your money away and you know it. But that's ok because it is going toward education, right? But, do you really care that it is going toward education or is your motivation to give away your money, really, to win?

With my giving plan you might just be giving your money away. But think about it. When you buy a lottery ticket you walk out with nothing more than a ticket. If you do not win you just say, "Oh, well. Maybe I'll win next time." And then you forget about the money you gave away. All year long you have done that with a lot more than $31.00. But, when my plan works, not only will you be participating in a cause that gives away money to people every month, but you will be one of them. Your money will be given to other people. Other people's money will be given to you. We will all be helping each other. You won't get millions but you will, hopefully, get enough to help you pay your bills.

Think about it. The very design of the lottery is for lots of people to give a little money each to have one person become rich. How does one person becoming rich help the economy? The design of my giving plan is for lots of people to give a little money each and then lots of people getting extra money each month to help them with their bills. Wouldn't that help the economy a lot better? I mean, $500.00 is a car payment. If lots of people could buy new cars, we wouldn't have to bail out the car companies with our tax dollars, right?

I figured it out. If a guy wins 10 million dollars in the lottery, then one guy gets 10 million dollars. If you divide 10 million by 500 you get 20,000. If you divide 20,000 by 12 you get 1666. So, that means that instead of one guy getting 10 million dollars, 1666 people could get $500 a month for a year! Wouldn't that help the economy better? Well, it makes more sense to me to give lots of people a little each. So, it is your choice. Give hundreds of dollars a year to the lottery commission, or give $31.00 a year to me. Heck, you can still play the lottery even if you give the $31.00 to me.

Every once in awhile a friend or co-worker comes to you with a story that someone they know fell ill or got injured and can't work or their child was injured and they do not have enough insurance. They are selling raffle tickets to get money to help out this family. The winner gets half of the money they raise. You trust this person, probably, so you give them your ten dollars. You get a raffle ticket or five. Since the goal is, really, to help this family you don't care if you win. If you do win you will most likely give the needy family your half of the winnings anyway. That's what good people do.

My giving plan is intended to be a constant giving of money to people who need it. Not just a one-time raffle to help out for a fleeting instant in time, but a monthly gift for as long as there are good faith givers.

When I was an Amway Distributor I was talking to a guy about joining me. He said, "No way." I asked why. He said, "I'm not going to bust my butt to make some Fat Cat rich." I asked where he shopped now and he said something that seemed very curious to me. He said, "Walmart."

To be sure, the two guys who started Amway are two of the richest men in the world. But so is the guy who started Walmart. Everytime you buy something there you help make that Fat Cat rich. Every time you buy a computer you help make Bill Gates rich. Every time you go to McDonalds you help make the Ray Kroc family rich. Every time you put gas in your car you help make some Fat Cat Sheik rich. You can't help it. No matter what you do you make some Fat Cat rich.

What do those guys do with their money? They have 1000 room houses and solid gold Cadillacs. I know some give a lot to charity. But how many just plain want to send you a check each month? Well I do.

If I were you at this point I would ask, "Since you aren't guaranteeing this and won't make a promise, what is to prevent you from just keeping the money?"

The honest answer is -- nothing. But there are two answers that are truer and more relevant. I have always tried to live by the Golden Rule I was taught as a boy - Do Unto Others as You Would Have Them Do Unto You. The second answer is, we were just talking about Fat Cats. The Fat Cats I spoke of make their living by selling you stuff. When McDonalds sold their billionth hamburger they probably had enough money to close up shop and live happily ever after without working again. So why do they keep selling hamburgers? When my giving plan succeeds I will be making my living by sending you money each month. Why would I want to stop?

If you need extra money, be a giver. To protect you and me and anyone else who participates, I have to keep telling you that I do not promise I will do this. There is no guarantee. I can only tell you that I really WANT to do this for people.