Welcome to the world of the giving. Here we leave behind credit scores and credit ratings and changing interest rates and late fees and harassing phone calls and all other personally negative financial practices. This website is about helping people who struggle to pay their bills. If you struggle to pay your bills this site is for you. Be sure to read the entire website before you make any decisions.

People try to help people for many reasons: illnesses, injuries, lost jobs, disasters, and other tragedies. They do 50-50 raffles and fund raisers and just plain ask for donations to do it. But one thing no one ever seems to make an effort to find a way to do is put extra money into the pockets of every family, and every person who struggles to pay their bills. Either they are struggling to pay their own bills, or they feel the government should do something about it.

W hen in the course of human events it becomes necessary for a people to acknowledge and accept the true role of our elected government, and ourselves ----- after two hundred and thirty three years ---- of necessity, for our own personal growth and emotional welfare, we need declare -----

We hold these truths to be self evident -- that our elected government is not a charitable organization which is responsible for our happiness, and that among its responsibilities, according to our own revered document, are: to levy War, conclude Peace, contract Alliances, establish Commerce, and to do all other Acts and Things which an elected goverment may of right do - and that the only responsibility it has for our happiness is to protect our right to pursue it.

Let us, therefor, assert to a candid world that, as we enter this world of the giving, we absolve our elected government of responsibility for our happiness and accept our duty to provide it for ourselves.

The cost of everything goes up. Incomes do not. (Do you think you will get a raise this year?) The government does different things. They raise interest rates to slow down the economy. They lower interest rates to stimulate the economy. They raise taxes. They lower taxes. (Right now they are lowering them - but don't worry - when things begin to look a little brighter they will raise them again). But no one ever tries to just put extra money into your pocket.

I have seen it for too long. I see news stories about elderly on fixed incomes; people who can't work for one reason or another; foreclosures on homes; exorbitant interest rates. The government, and finance industries, have botched it up long enough. Don't get me wrong. I believe we have the best form of government there is. I just think it is time that we take the pressure off our elected government and endeavor to help each other.

In an effort to accomplish helping regular people simply put extra money into their pockets, I have set up a 'Make A List' giving plan.

The original home page to this site I now call THE RANT. Please read The Rant. It talks about why I want to change the deal that has us all screwed up.

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